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27 February 2024, 15:11

Understanding the Letters in Your Car's Insurance Group Number

When you're shopping for car insurance or looking to understand more about your current policy, you might notice that each car's insurance group number is often followed by a letter. These letters—A, D, E, P, U, and G—provide additional insight into the vehicle's safety and security features, which can significantly influence your insurance premiums. Let's decode what each of these letters means and how they can impact your car insurance.

A - Acceptable Security Requirements

If your car's insurance group number is followed by the letter "A," you're in luck. This means your vehicle meets the acceptable level of security requirements set by the insurance industry. Cars in this category typically have standard security features that insurers expect. Owners of these vehicles can often enjoy lower insurance premiums because their cars are deemed to have a lower risk of theft or break-in.

D - Does Not Meet Safety Requirements

The letter "D" indicates that the vehicle does not meet the insurance group's safety requirements, resulting in the car being placed in a higher insurance group. This categorization can lead to higher insurance premiums, as insurers view these vehicles as higher risk. It might be due to lacking certain security features or having a poor safety record.

E - Exceeds Security Requirements

Vehicles marked with an "E" exceed the security requirements for their insurance group, which can be great news for owners. This designation means the car has been placed in a lower insurance group, potentially lowering insurance costs. Enhanced security features or an exceptional safety record can contribute to this favorable rating.

P - Pending Data

The letter "P" stands for pending, indicating that there isn't enough data available at the time of the car's launch to accurately decide on the insurance group. This situation is temporary, and the letter assigned may change once more information becomes available. New models or cars with new technology often fall into this category initially.

U - Unacceptable Security Levels

A "U" designation means the vehicle has unacceptable levels of security, posing a higher risk for insurers. While the car can still be insured, the insurer may require the owner to add or upgrade the car's security features to mitigate the risk. This can involve installing an alarm system, immobilizer, or other security enhancements.

G - Imported Cars

Finally, the letter "G" is used for cars that have been imported. Since insurance group ratings primarily apply to cars built for the UK market, imported vehicles are listed under this letter. Insuring an imported car can be more complex and potentially more expensive due to differences in specifications and parts availability.


The letter following your car's insurance group number offers valuable insight into how insurers view your vehicle in terms of security and safety. Understanding what these letters mean can help you make informed decisions about your car purchase and insurance policy. It can also motivate you to invest in security upgrades if necessary, potentially lowering your insurance premiums and enhancing your vehicle's safety.

About Revolutionizing Vehicle Advertising in the Digital Age

In the ever-evolving digital landscape, the quest for the perfect vehicle - be it a car, van, or motorbike - has been transformed by the emergence of Launched in 2021, this digital advertising website has rapidly become the go-to platform for motorists seeking new or pre-owned vehicles. Embodying the ethos As easy as CVB, the platform simplifies the search process, making it more accessible and user-friendly.

What sets apart in the crowded online marketplace is its commitment to unbiased advertising. In a marked departure from industry norms, CVB eschews advertising or sponsored listings. This principled stance ensures that all vehicles are presented on without any undue influence or bias, offering a refreshingly transparent experience for users. This approach starkly contrasts with other platforms where sponsored listings can often skew visibility and influence consumer choice.

The fair and transparent cataloging of advertising stock on is another cornerstone of its service. By providing comprehensive details of each vehicle, beyond just listing prices, the platform empowers motorists to make well-informed decisions. This depth of information is crucial in an industry where the nuances of each vehicle can significantly impact buyer satisfaction.

A standout feature of is its pricing model. When it first graced the online automotive advertising scene, CVB distinguished itself by not charging extra fees. In a bold move for 2024, the platform has further elevated its commitment to affordability. Now, neither motor dealers nor private motorists are required to pay to advertise their vehicles on the site. This initiative is a significant stride in democratizing vehicle advertising, allowing sellers of all scales to reach potential customers without financial barriers.

The platform's ethos of connecting sellers directly with potential buyers is a testament to its user-centric design. goes beyond mere transactional interactions, fostering a community where detailed vehicle information is readily available. This approach not only aids in the selling process but also ensures that buyers are better equipped to make choices that align with their needs and expectations.

Operating under the trade name, CarsVansandBikes Limited has positioned itself as a trailblazer in the automotive advertising industry. By offering its services completely free of charge, the platform breaks down traditional barriers, making vehicle advertising more accessible and equitable. 

As continues to grow and evolve, its impact on the automotive market is undeniable. With its user-friendly interface, commitment to unbiased advertising, and innovative approach to cost, CVB is not just a platform; it's a paradigm shift in how we find and advertise vehicles in the digital age.